Purchase
Fixed Rate Mortgages
The Fixed Rate Mortgage offers a fixed interest rate for one-, two-, three-, four-, five-, six-, seven- and 10-year terms. You can even increase your payments without affecting the interest rate you pay. That's just one of the ways you can be mortgage-free faster.
These loans provide a measure of security which most borrowers like, because they know from month-to-month, exactly what their payments will be.
This stability comes at a premium however, as a fixed rate mortgage will usually (but not always) cost more over the life of a term, than their variable cousins.
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